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Summary: Depending on the occupation, a specific job can raise auto insurance rates, especially if individuals drive during core business hours. Learn what considerations, such as mileage and driving durations, might raise auto insurance in this free video from a licensed insurance agent about automobile insurance information.
James Burrows owns the full-service insurance agency The Resurgence Group, which specializes in health insurance, property and casualty, annuities, life insurance and auto insurance....read more
"You just got a new job and you're a salesman on the road and you might be wondering, "Hey, does my car insurance cover this?" My name is James with Resurgence Group. We're a full service insurance agency and we specialize in auto insurance. What I would suggest is that you immediately contact your agent or your carrier and just explain to them the exposure, the additional exposure that you are incurring because you are driving during business hours and you want to make sure that you're covered.The premium will not be that much different but you do want to make sure that you have clicked, whether it be personal, personal and business, or just business insurance that you're conducting while you're driving that vehicle.So, again, speak with an agent, get with them or get with a carrier and explain to them how many days a week you're driving,how many miles you're driving. All of that takes into consideration the premium and the difference in premium and, for peace of mind, you're much better off being honest about it and telling folks, "Yes, I'm driving. I'm a sales rep or maybe I'm a delivery person," whatever it may be, uh, be very specific as to what you're doing and that'll impact your premiums. So, get with your agent. Find out if that premium is going to go up or it's going to stay the same. At least you'll know that you have the right coverage. My name is James with Resurgence Group. We do that every day with our clients. We try and help them out and the most important thing is to make sure that, in that time of need, when you have that accident, that you have the right coverage for that right time."
eHow Article: Occupations & Auto Insurance