About Annuity Account Rates

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Annuity account rates are generally between 3 percent and 6 percent, but can be changed by adding in kickers tied to the stock market or real estate prices. Understand that investments in many companies are not guaranteed products with information from a personal financial adviser in this free video on stocks and investments.

Part of the Video Series: Stock Market Investing Tips
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Video Transcript

Hi I'm Roger Groh. Have you considered putting your money into an annuity? Are you concerned with the rate of interest that you are going to get? Well in today's world the range is between 3 and 6% generally for the products that we see. Now you can substantially change that by adding in kickers meaning you can 3% or 4 or 5% for a well known annuity company but you might actually do better than that if there is a kicker attached that is tied to say the price of the stock market or perhaps the price of real estate or perhaps the price of commodities so you can have a base rate and then get a little bit more if those asset classes do well but the range today is roughly 3 to 6. Be very careful today about the companies that you put your money in because in essence they're a bank, many of them are not guaranteed products and as you have seen recently many banks have defaulted so be very careful where you put your money. I'm Roger Groh and that's a little bit about annuity and the rates that they pay.

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