How to Cash an Official Check

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Make sure you have the ID required to cash your check.
Make sure you have the ID required to cash your check. (Image: balancing checkbook image by palms from <a href='http://www.fotolia.com'>Fotolia.com</a>)

If you receive a check from the Internal Revenue Service, the Social Security Administration or another official agency, you need to make sure you have the identification necessary to cash the check. When receiving money from an official agency, it is important to make sure you have what you need before heading off to the bank.

Things You'll Need

  • Check
  • Bank account
  • Official ID

Look at the name on the front of the check. To cash the check, the name listed on your official ID documents, such as your driver's license or passport, must match the payee name on the check.

Take the check to your bank. Most banks will not cash checks for non-customers. Endorse the back of the check exactly as the name appears in the "pay to" section.

Hand the check to the teller, along with your official ID. Be sure to get a receipt for your transaction.

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