How to Calculate Fv of Annuity Using Calculator

Time-value-of-money calculations can be complicated and vary from calculator to calculator. The HP 10BII is by far the most widely used financial calculator and is very intuitive to use once the basic calculations have been mastered.

Things You'll Need

  • HP 10BII calculator
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Instructions

    • 1

      Press "Shift C" to clear the financial keys. Enter the number of payments per year followed by "Shift P/YR".

    • 2

      Enter the following numbers into the appropriate keys: the number of pay periods into "N", the interest rate into "I/YR", the (positive) cash inflow into "PMT" and 0 into "PV".

    • 3

      Press "FV" to find the future value of the annuity.

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