How to Stop Financial Fear From Spoiling Family Unity

Almost all families are touched by the economic situation in the world today. Every business, every industry, every parent, every child feels the crunch. Families facing difficult challenges may temporarily get swept up in fear, but they can avoid becoming scared and depressed by focusing on family unity. Here are ways to pull together, so that fear does not spoil family life.

Difficulty: Moderate

Instructions

1. Don't believe everything you're told. Let's face it, fear attracts attention. Isn't that why drivers slow down to gawk at accidents on the side of the road? The media is notorious for promoting "ain't it awful" drama. This extra sensationalism exaggerates fears. Think about it. Not everything is gloom and doom. Explain this to your children. Stay centered on what is good and positive. Don't be ruled by fear. If you have younger children, read "The Little Engine that Could." The moral of the story is a positive reminder for all ages. Find a small inspiring story, read it to the family and keep the upbeat message front and center.

2. Check out the facts. Do the math. If there's 15 percent unemployment, that means that more people are working than not working. Of course, if one person in your family has lost a job there are challenges to face. If you're out of work, be honest with your children about the rough spell, but don't scare them into thinking it's forever. If you're in the majority and still have a job, be grateful and don't let statistics scare you.

3. Practice optimism. The economic downturn is a cycle we're all going through. It will turn around. As my grandpa who lived during the depression says, "Down goes down and then back up." Rather than becoming wrapped up in negativity, focus on the delights of being a family. Find one thing to be cheerful about and let that be the focus of the day. Take one tiny optimistic step at a time. The most important part of the equation is the quality of your connection with your loved ones. Delight in your loved ones and that will get you through.

4. Think cooperation. This is not the time for greed or cut-throat competition. In all your dealings, think about how you can be supportive and helpful to those you love. Don't ask, "What's in it for me?" ask "What's in it for us?" Children perk up when included. Make your family motto: "Let's all pull together."

5. Keep friends and family in the loop. Ask for help. If you need a assistance, let your friends and family know specifically what you need. Network with friends. Spend time together and brainstorm solutions. Ask for referrals. If you need to talk, ask a friend if they have time to listen. Don't worry in silence. Include friends and family in the cooperation loop by asking what you can do to support them. Stay in touch. Check in with each other. We're all in this together.

[JoyfulOne]

on 6/24/2009 This is a well written article.

[justo]

on 4/1/2009 great article. 5*, keep writing

[rachellelp]

on 3/30/2009 are we not the only ones experiencing this??? thanks, judy!

[good4you]

on 3/30/2009 Good things to think about and do!!

[boxedor]

on 3/29/2009 This article is really helpful not only in facing financial crisis but in life in general. Fears will surely perpetuate worries in life if we are going to exaggerate them. Living a life full of self made worries is like learning the tips of on dying