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There are 24 videos in this series:
An annual IRA contribution is set by the IRS, and it can be found in the tax codes. Discover how IRA contributions can increase with age, and talk to a tax preparer, with help from a licensed insurance agent in this free video on retirement planning and personal finance.
Annuities are essentially contracts that have two phases, a building phase and a phase in which a person gets their money back. Learn to get rid of the fear surrounding annuities with help from a licensed insurance agent in this free video on retirement planning and personal finance.
An IRA distribution simply refers to the income coming back in a timely manner, and in a dollar amount that has been decided upon. Find out how much money a person can expect to get back from an investment vehicle with help from a licensed insurance agent in this free video on retirement planning and personal finance.
A Roth IRA compounds interest by growing without taxation, and the individual gets to decide when to take it out. Find out how Roth IRAs work with help from a licensed insurance agent in this free video on retirement planning and personal finance.
In most states, an exam must be passed in order for a person to sell an annuity as a licensed agent. Find out what companies are interested in selling annuities for cash with help from a licensed insurance agent in this free video on retirement planning and personal finance.
Annuities are simply an agreement between an individual and an insurance company, and they are comparable to a contract. Discover how annuities can explain what monies an individual is getting with help from a licensed insurance agent in this free video on retirement planning and personal finance.
Index funds are generally more diversified than an individual stock for the common investor. Learn about index funds and the SNP 500 with help from a licensed insurance agent in this free video on retirement planning and personal finance.
The easy answer for how much a person should save for retirement is that they should save as much as they can. Save at least 10 percent of an annual income when planning for retirement with help from a licensed insurance agent in this free video on retirement planning and personal finance.
When buying an annuity, find out who is being dealt with, how much can be given to a contract, when the contract is due, and how much money can be expected to come back from the contract. Learn about controlling annuities in today's marketplace with help from a licensed insurance agent in this free video on retirement planning and personal finance.
A pension plan generally refers to a method for compensating employees for their retirement. Discover ways to contribute to a personal pension plan with help from a licensed insurance agent in this free video on retirement planning and personal finance.
The requirements for early medical retirement should be discussed with a human resources director or with the people who deal with social security. Find out why a doctor is needed for early medical retirement with help from a licensed insurance agent in this free video on retirement planning and personal finance.
A financial planner can help a person decide how much insurance they need, how much money they need to save and what vehicles to put their money in to accomplish these goals. Discover how to use a financial planner to prepare for retirement with help from a licensed insurance agent in this free video on retirement planning and personal finance.
In order to live cheaply in retirement, a person should spend less and change their daily habits. Make readjustments and consider selling a home to live in inexpensive retirement with help from a licensed insurance agent in this free video on retirement planning and personal finance.
The prime rate generally refers to the rate that banks are willing to loan to their most credit-worthy clients. Find out why prime rate is difficult for the average consumer to get with help from a licensed insurance agent in this free video on retirement planning and personal finance.
CD rates, or certificate of deposit rates, are the rates for an investment vehicle that is offered at most banks. Do research in financial newspapers to find the best CD rates with help from a licensed insurance agent in this free video on retirement planning and personal finance.
An investment retirement account should be planned by someone considering how much money they need at the end. Determine the purpose of an investment with help from a licensed insurance agent in this free video on retirement planning and personal finance.
The difference between an IRA and a CD is that an IRA is not an investment, but a vehicle that investments can be placed in to. Find out how a CD can exist inside an IRA with help from a licensed insurance agent in this free video on retirement planning and personal finance.
The amount that a person can contribute to a Roth IRA on an annual basis is up to one-quarter of their annual income. Find out why a higher income means less of a contribution to a Roth IRA with help from a licensed insurance agent in this free video on retirement planning and personal finance.
An IRA is an individual retirement account, and some companies allow a person to start an IRA for as little as $50 a month. Find out how IRA contributions vary from company to company with help from a licensed insurance agent in this free video on retirement planning and personal finance.
The interest rate on an IRA changes depending on how much money is placed into the vehicle. Seek an adviser to figure out the potential interest on an IRA with help from a licensed insurance agent in this free video on retirement planning and personal finance.
The mid cap index refers to an index that tracks all of the mid-level companies. Learn some examples of mid-cap indexes, such as the Russell Index, with help from a licensed insurance agent in this free video on retirement planning and personal finance.
The effects of retirement on a person's income depend on how well they planned for their retirement financially. Take inflation into consideration when thinking about the effects of retirement with help from a licensed insurance agent in this free video on retirement planning and personal finance.
The process of opening an ING investment savings account is that same as opening any other type of account. Find out what paperwork is needed to open an ING investment savings account with help from a licensed insurance agent in this free video on retirement planning and personal finance.
In order to qualify for social security disability, a person needs a doctor to confirm that they are disabled and unable to perform any type of work. Discover why a disability attorney may be necessary to help qualify for social security disability with help from a licensed insurance agent in this free video on retirement planning and personal finance.
Finance, whether personal or corporate, refers to money management. By creating a personal budget and managing money, one can organize personal finances to avoid debt caused by frivolous spending. When a surplus of money is formed, investing is an option that makes money work harder. Investing varies from low-risk certificates of deposit to high-risk stocks. Being smart with money can create a healthy savings for the future or retirement. In this free video series, a licensed insurance agent provides financial advice for people who are preparing for retirement. Learn how annuities works, how IRA distributions work and how much money should be saved for retirement. Get information on financial planner services, pension plans and social security disability, as well. Make sure that retirement is easy and free of stress by following the tips in these free videos.
William Rae William Rae has been licensed in the insurance and financial fields for over 30 years. Rae currently runs HBW Florida, specializing in life and health insurance for small business owners and private individuals.dkdk
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