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How Does Business Insurance Work?

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Part of the video series: Insurance Information

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Summary: Business insurance works by covering losses in the event that something happens to a business or its key executives. Get information on different types of business insurance, including liability insurance, with tips from an insurance agent in this free video on insurance.

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By Vic Schumacher
eHow Presenter

Vic Schumacher is part of HPE Financial Services, a brokerage insurance company representing all major carriers. He works with businesses, families and individuals, helping them to...read more

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Video Transcript

"Hello, my name is Vic Schumacher with HPE Financial Services. Today we're going to talk about how does business insurance work. Well, business insurance you can look at in a couple of different ways. You can say business insurance on the building, you can say business insurance on the liability of a third party coming into your business and having something happen. Business insurance can be based upon the profits and losses that you might have. But basically they all cover the same concept. You're going to try to get a policy, an umbrella policy, to cover in the event something happens. And if it does, what would be the financial difficulty to you. Your business insurance could also involve key man insurance for your key executives. That could be considered business insurance. So you have to nail down the concept and the idea very closely when you're talking to an insurance agent or to an insurance adjuster. Business insurance can involve the adjustment of things. I hope this has been beneficial for you. My name is Vic Schumacher, HPE Financial Services, helping people every day."

eHow Article: How Does Business Insurance Work?