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Summary: File for bankruptcy as an individual debtor by hiring a professional bankruptcy lawyer, gathering information regarding your creditors and by gathering a list of your assets. Acquire copies of tax returns and other important information regarding personal property to file bankruptcy with help from a lawyer in this free video on bankruptcy.
Andy Forman, Attorney at Law, has been in bankruptcy representation for over two decades and has lead council in over 3,000 bankruptcy cases. Forman is a member of the Florida Bar and...read more
"Well, you're considering filing bankruptcy and you're asking yourself "How do I file bankruptcy as an individual debtor?" My name's Andy Forman. I'm a business and consumer bankruptcy lawyer in Tampa, Florida, and I help people file individual bankruptcies. In order to file an individual bankruptcy, you're well advised to hire a professional bankruptcy lawyer, somebody who knows the ins and outs of the bankruptcy code and has considerable experience in that regard. You'll need to gather information for that lawyer; the names and addresses of your creditors. A list of your assets. Copies of your tax returns, copies of your pay check stubs. You'll need to disclose a lot of information such that your bankruptcy lawyer can put that information in your paperwork. It's called the Petition and Schedules. And those schedules will reflect your assets, both personal and real property. Your income, your expenses, the names and addresses of your creditors. Your liabilities, and some information about your financial history. Once that information is assembled, your bankruptcy lawyer will file those papers with the court, and he'll guide you through the process. You'll go to a creditor's meeting thirty days after your case if filed, and you'll be examined by a trustee. The answers to the questions are not mysterious, they're all found in your paperwork. You'll get through this process if you cooperate and help your bankruptcy lawyer help you. My name's Andy Forman. Good luck with your bankruptcy."
eHow Article: How to File for Bankruptcy as an Individual Debtor
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