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How to Pay for Braces

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From Quick Guide: Orthodontics 101

Summary: When paying for braces from an orthodontist, there are a number of options which usually include in-house financing. Make a large down payment before making monthly dental payments for braces with information from a licensed dental assistant in this free video on dental costs.

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By Michelle McPhail
eHow Presenter

Michelle McPhail has been a licensed dental assistant for more than seven years. At My Solutionz, she is the office coordinator and treatment coordinator. McPhail keeps everyone, even...read more

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Video Transcript

"So do you need braces and you're curious on how you're going to pay for them? Well, my name is Michelle and I'm a Dental Assistant with Solutionz and we're going to talk today about how you can pay for your braces. So there are a lot of different options when it comes to paying for braces. But you definitely want to check with the Orthodontist that is going to be doing your treatment and find out what their office policy is. Usually they have what is called in-house financing where you can place a large sum of a down payment to start the treatment and then you can make monthly payments throughout your treatment because usually whenever you're wearing braces, you're going to be wearing anywhere from, you know, twelve months to twenty four months or even three years. So depending on your type of treatment and the braces that you're going to get will be a reflection on how much is going to cost. But check with your Orthodontist office or your General Dentist, whoever is going to be doing your braces and ask them what type of in-house financing options that they have. You can also go through a third-party financing whether it's getting a loan from a bank or from CARE Credit which is a great third party option because CARE Credit is a credit card that you can only use for medical or dental purposes only; so you'd be able to get approve for that and then you can start treatment as soon as possible. Also to, you want to check with your Orthodontist or General Dentist and see about if you can place zero money down; if you're qualified to do that and then you would just make monthly payments throughout treatment. But, there's a couple different options so ask around, get some good answers from your Orthodontist as far as in-house financing or third party financing and therefore you'll be able to start your dental treatment. So once again my name is Michelle and I'm a Dental Assistant with Solutionz and I just explained to you on how you could pay for your braces."

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