How Can I Get a Personal Loan?

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To get a personal loan, handle financial affairs in a responsible manner, pay bills on time, keep credit to debt ratios low, and make sure the loan proposal is clean and succinct. Present yourself in a professional manner when applying for a personal loan with help from a registered financial consultant in this free video on personal finance and money management.

Part of the Video Series: Personal Finances & Money Management
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Video Transcript

This is Financial Adviser Patrick Munro talking about, "How can I get a personal loan?" Getting a personal loan is a privilege, not a right. In order for a person to get a personal loan, they have to be handling their financial affairs in a meaningful, dutiful way. Make sure that everything is paid on time. Make sure that there are not extended overly in credit cards and things to that nature and make sure that the asset that their asking for the money for is a viable assets and worthy of the loan. Make sure that your loan proposal is clean, succinct and targeted to what you're looking to accomplish. And make sure when you present yourself to the bank or financial institution that you look like you are credit worth individual; that you present yourself in a clean and presentable format; that means your personal attire, everything that you do have going for you there. When you have those factors together, there's a very good possibility that you will get a personal loan. This is Financial Adviser Patrick Munro answering the question, "How can I get a personal loan?"


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