What Is Medicare Part B?

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Medicare Part B refers to coverage for outpatient services, which can include having a nurse come to the house, x-rays, MRIs and any other laboratory testing. Compare the various sections of Medicare coverage with information from a representative in this free video on insurance.

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Video Transcript

This is John Pinelli, financial representative, talking to you today, about Medicare Part B, so as we know, Medicare is divided into several sections. We have Part A, which covers inpatient, or hospital services. We have Part B, which I will talk about in a minute, and we have Part D, which covers prescription drugs, so Part B, Part B is outpatient services. Now, if you need to have somebody come to your home, a skilled nurse, that would be an example of where Part B would come in. Another example would be things like x-rays, MRIs, laboratory testing. These type of things would be covered under Medicare Part B, but would not be covered under Medicare Part A, so outpatient services would be any type of service that you receive, while you are not under the direct care of the hospital. As I mentioned before, things like laboratory testing, and x-rays, while those may be performed at the hospital, they aren't necessarily considered to be covered under Medicare Part A, and they may be considered outpatient services, so it is important to understand the differences between Medicare Part A, Part B, and Part D, just so that you know what is covered under each, so this has been John Pinelli, financial representative, talking to you today, about Medicare Part B.

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