How Does Short-Term Disability Work?

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Short-term disability can be provided through worker's compensation if an injury occurs on the job, through a company like Aflac or through social security. Find out how to be insured for a fixed amount of time to recover from an injury with information from a representative in this free video on insurance.

Part of the Video Series: Health Insurance Information
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Video Transcript

This is John Pinelli, financial representative talking to you today about short term disability benefits. Short term disability benefits maybe paid through your worker's compensation policy if you are injured or you get ill while on the job. However if you are not injured on the job, you may want to consider a short term disability policy, something like a company from Aflac which could provide you immediate protection typically for a short term period of time whether it be three months, six months, a year, the amount of time is just intended to cover you for the short term. If you are disabled more longer term basis, something like paralysis where you're in the need of a wheelchair for the rest of your life, long term disability insurance income policies are something that you might want to look into to cover things that could potentially be a lot longer term. But for the short term, you could even be covered under social security if you have a qualified number of months that you have worked within the system or amount of time that you have paid into the system. So you could potentially be covered by that, a lot of people use like Aflac for short term disability as well if they're unable to obtain coverage through worker's compensation. So this has been John Pinelli financial representative talking to you today about short term disability benefits.


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