How to Stay Within a Budget This Christmas

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In order to stay within a budget for Christmas, it's important to develop a budget early and to set aside a Christmas fund for the family. Take advantage of Black Friday when working with a Christmas budget with help from a registered financial consultant in this free video on money management and financial advice.

Part of the Video Series: Money Management
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Video Transcript

This is financial adviser Patrick Munro talking about how to stay on a budget this Christmas. Christmas is a time when an individual can get carried away with the spending of dollars and credit cards come into play and when the bills come in in January and February then sometimes you regret that because it take all of the year and sometimes the year after that to pay for things. Develop a budget for Christmas and develop it early. Set aside a Christmas fund for your family. Decide how much you are going to spend for that particular season and then divide it by twelve and add that money to your fund. Make it part of your budget so that it works into your families budget without any pain so to speak. When Christmas time comes of course make sure that you shop for the very best that you can achieve. Black Friday is always a great way to expand your horizons and make sure that you get the best value for you dollar. But ultimately it comes to developing a budget for your family, setting aside a line item called Christmas Account and put the money into your Christmas account so that at the end of twelve months you will see that there is value there for you. This is Patrick Monro talking about how to develop a budget for Christmas so that you don't overspend.

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