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Summary: When trying to buy health insurance, understand that there are several types of health insurance, including individual, group and business health insurance. Find out how different types of health insurance work with information from a licensed insurance agent in this free video on insurance and personal finance.
William Rae has been licensed in the insurance and financial fields for over 30 years. Rae currently runs HBW Florida, specializing in life and health insurance for small business...read more
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"Hi, my name is Bill Rae. I'm a licensed agent and I've been in the finance field for well over two decades. The question is, "How to understand health insurance?" It's an excellent question in today's day and age. When you're looking to buy health insurance, you need to understand that there are several types of health insurance on the market, individual health insurance, group, or business health insurance. There's also supplemental health insurance and many other types. Let's stick with individual and group since these are the two common. Individual simply means that you will have to prove your insurable to whatever company you're looking to get insured by. You need to understand the contracts. The contracts will spell out what your deductible is. Are there copays? What is your maximum out of pocket? Simply translated, it means how much money do you have to put out before you no longer have to pay. As you can see health insurance can be a little bit intimidating. My suggestion, take a breath, ask plenty of questions and seek good advice. My name is Bill Rae and I'm helping you build wealth."
eHow Article: How to Understand Health Insurance
Meet Mark P Cussen, CFP, CMFC eHow's Personal Finance Expert.
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