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Summary: In order to meet a health insurance deductible, a person should read their contract and find out what applies to the deductible. Find out why copays are not applicable to health insurance deductibles with information from a licensed insurance agent in this free video on insurance and personal finance.
William Rae has been licensed in the insurance and financial fields for over 30 years. Rae currently runs HBW Florida, specializing in life and health insurance for small business...read more
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"Hi, my name is Bill Rae. I'm licensed agent and I've been in the finance field for over twenty years. Today's question is, "How to meet a health insurance deductible?" Sounds on the surface like a fairly simple question. Keeping humorous a little bit, obviously, you have to be a little sick, but let's be a little more serious. How to meet a health deduction is very important to understand that most copays, such as your doctor copay, your prescription copay, a lot those copay things you have on your PPOs, they're not applicable to the deductible. That's what gets a lot of people annoyed. So, how to meet a health deductible? Read your contract. Understand what applies to the deductible and not. With so many different plans on the market today, it's hard to be specific. But do understand, you have deductibles or plans that have deductibles where once met, everything is covered. You have other plans where once you meet a deductible, the insurance company begins to share in expenses to a certain point. Meeting that deductible is important. My name is Bill Rae and I'm helping you build wealth."
eHow Article: How to Meet a Health Insurance Deductible
Meet Mark P Cussen, CFP, CMFC eHow's Personal Finance Expert.
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