Who Can Legally View Your Credit Report?

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Viewing an individual's credit report legally requires permission, though anyone, including new potential employers and lenders, can access credit reports. Discover how people can view anyone's credit report with information from a financial manager and currency trader in this free video on finance.

Part of the Video Series: Credit Reports & Credit Scores
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Video Transcript

I'm Roger Groh. One of the questions that frequently comes up is, "Who can legally view your own credit report?" Well generally, you have to give permission to somebody to view it. Meaning, if, if I go to a credit agency and I ask them to give me your credit report on your, legally, they should decline. In real life, that's not the way it works. Anybody can get a report, a credit report on anybody and you should expect that if you go to apply for a job, a loan or even a date that whoever you're talking to as a lending partner or a dating partner, is probably going to want to see that data before they do anything with you. I'm Roger Groh. Anybody can see your credit report from a practical point of view.

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