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How to Get a Credit Card if You Have Bad Credit
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The subprime meltdown, also called the "mortgage crisis" refers to a declining economic situatio… More
Ready to refinance out of your subprime mortgage and into a conventional mortgage? Learn the steps you nee… More
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Sub-prime lenders always charge a premium when they provide financing for people with less than perfect cr… More
Home foreclosures are a result of the sub-prime mortgage crisis, and it's important that a monthly payment… More
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Summary: Home foreclosures are a result of the sub-prime mortgage crisis, and it's important that a monthly payment is not more than 40 percent of a person's overall gross income. Make mortgage payments on time with advice from a registered financial consultant in this free video on money management.
Patrick Munro's affinity for investing and financial matters began more than 20 years ago with business education and service throughout the ranks of the banking, insurance and...read more
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"This is financial adviser, Patrick Munro, talking about how to fight home foreclosures. Well, home foreclosures is a result of the sub prime mortgage crisis in many of the problems that have occurred in America. And foreclosures are now a major, major problem for banks, and the economy in general. if you're fortunate enough to have a home, make sure it's a home that you afford, and that your monthly payment is not more than forty percent of your overall gross income. Also, make sure you pay your mortgage payment on time. Every month it should be a priority for you to do so. Most mortgage coupons say the payment is due on the first, it becomes delinquent if it's not received by the fifteenth at the bank. You must fight to keep your home, if you run into difficulties where you've lost your job, and you're not able to make the mortgage payment. Certainly call a bank immediately and communicate with them as their partner. they appreciate that. They don't want your home back. What they'll do is do what's called a work out. And work with you so that you can stay in the home by communication is key. This is Patrick Munro showing how you can fight home foreclosures."
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