Summary: Dispute items on a credit report by writing a brief, succinct letter about the problem to the credit reporting agency. Monitor credit reports on a regular basis to identify any problems with tips from a registered financial consultant in this free video on credit reports.
Patrick Munro's affinity for investing and financial matters began more than 20 years ago with business education and service throughout the ranks of the banking, insurance and...read more
"This is financial adviser Patrick Munro talking about how to dispute items on a credit report. There are three credit reporting agencies out there. One is Experian. One is Transunion. And one is Equifax. And everything that an individual does in the auspices of spending money with credit cards is reported to these three agencies. You should monitor your credit reports on a regular basis. Some services exist that you can pay a fee to have that happen. There are extra options that exist with these services that if anything untoward happens you'll be alerted of that. In this era of identity theft, it's great to do that. If you see an item in any one of the credit bureaus that is not to your liking because you didn't do anything along those lines and has created a negative issue for you, you can definitely dispute it by writing, only writing a letter to the credit reporting agency. It's the only way that they communicate with you. Be brief and succinct in your letter and they will respond accordingly and you can go forward to get your dispute resolved. This is Patrick Munro on how to dispute items on a credit report."
eHow Article: How to Dispute Items on a Credit Report
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