Hi. My name is Bill Hager, I'm a licensed Life, Health, and Annuities agent in the state of Florida, although I do have some non-residency licenses' in other states. The question comes up, as how does someone qualify for Medicare, if they have not turned 65 as yet? The answer to that is, if someone is permanently medically disabled for 24 continuous months, and not able to perform any job function. Then, under social security benefits, S.S.I., the qualified recipient can apply for Medicare. Again, it has to be 24 continuous months, and must be fully documented by a doctors' note. After that time then they qualify to enroll in Medicare, which basically entails part A of Medicare, which covers hospitalization, and part B of Medicare, which covers doctors, and lab costs and some other insularly benefits. But again, anyone that has been permanently , medically disabled, and unable to perform any workable job function, is eligible, after that 24 rolling months, to apply for Medicare. I hope that answers your question. My name again is Bill Hager, I'm a licensed Life, Health, and Annuities agent in the state of Florida. Thank You.