How to Build Credit

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Building credit can be done by paying bills in a timely manner, exhibiting responsibility towards money managing and slowly building up more debt, all while paying the monthly bills on time. Build good credit for better financial opportunities for the future with advice from a registered financial consultant in this free video on money management.

Part of the Video Series: Money Management & Credit
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Video Transcript

This is financial advisor Patrick Munro talking about how to build credit. Building credit is as easy as it sounds and it is a building process. You start small, be responsible, and timely in the payment of your bills. Then your credit portfolio will expand and you can continue to be as responsible or even more responsible going forward. And you will be surprised that your credit will build and build to a larger regimen going forward. This is important. There are credit bureaus, three of them, Experian, Equifax, and TransUnion that are available around the country that will report on your activities. If you're a responsible individual and you endeavor to save money and pay your bills on time and keep your balances low, it is not difficult to build credit. This is Patrick Munro, financial advisor talking about how to build credit.

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