About Pregnancy Insurance Coverage

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Pregnancy insurance coverage is designed to be temporary and is only used as you need it. Find out about pregnancy insurance coverage with help from an experienced insurance professional in this free video clip.

Part of the Video Series: Insurance Questions
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Video Transcript

My name is Susan Combs, and today we're going to talk about pregnancy insurance coverage. With pregnancy insurance coverage it depends on the state that you are in so if you are watching this video and it's before 2014, then you might be in a state that requires you to pay for additional coverage if you want pregnancy covered on your health insurance policy. There's about 37 states out there that require this as, or don't require this but make it an additional policy that you can add on there but, as of 2014, pregnancy and maternity care is going to have to be covered on every single policy out there so with the Affordable Care Act they came up with 10 essential benefits and so these 10 essential benefits are the minimums that the insurance carriers need to put into their plans and one of these essential benefits is pregnancy. So if you are in the process of thinking about having a family and you are in a state that this has been something that you've had to spend more money on in the past, have no fear because as of 2014, as long as you don't go into labor on December 31st, you're going to be covered and it's not going to be a problem.


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