Individual Health Insurance Policies That Cover Pre-Existing Conditions

Save
Next Video:
How to Handle Constant Medical Insurance Changes....5

Not all individual health insurance policies are going to cover pre-existing conditions. Find out more about health insurance policies that do cover pre-existing conditions with help from the president of The Stratford Financial Group, Inc. in this free video clip.

Part of the Video Series: Health Insurance & More
Promoted By Zergnet

Comments

Video Transcript

Hello, I'm Jeffrey Ingalls, President of Stratford Financial Group and Stratford Employer Services in Wayne, New Jersey. And right now, we're going to discuss individual health insurance policies that cover pre-existing conditions. When considering an individual health insurance policy, it's important to know whether or not the policy has a pre-existing condition clause. Many individual policies today may include a pre-existing condition clause. However, that clause will not apply if you're enrolling from a group health insurance plan or another individual health insurance plan without a break in coverage. If pre-existing conditions are a concern for you in your scenario or within the available insurance policies in your state or marketplace, then you may want to consider the pre-existing condition plan or PCIP which is available on all states. This policy was created as part of health care reform and the patient protection and affordable care at. It is designed to offer guaranteed issue coverage with level pricing regardless of your medical profile and it is available for those with pre-existing conditions who have been uninsured for six months or longer. You can visit www.healthcare.gov for more information on your state's PCIP or pre-existing condition insurance plan. My name is Jeffrey Ingalls. I'm the President of Stratford Financial Group and Stratford Employer Services in Wayne, New Jersey. We can be found online at www.stratfordlink.com and you just watched individual health insurance policies that cover pre-existing conditions. Thank you.

Featured

Related Searches

M
Is DIY in your DNA? Become part of our maker community.
Submit Your Work!