About Blue Cross Blue Shield Health Insurance Plans

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Blue Cross Blue Shield health insurance is designed to operate in a very particular way. Find out about Blue Corss Blue Shield health insurance with help from the president of The Stratford Financial Group, Inc. in this free video clip.

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Video Transcript

Hello, I'm Jeffrey Ingalls; President of Stratford Financial Group and Statford Employer Services in Wayne, New Jersey. And right now, we're going to talk about Blue Cross Blue Shield Health Insurance Plans. Blue Cross and Blue Shield is a national health insurance company and it's association performs as a national manage care company. The insure was originally setup as a not for profit insure with Blue Cross covering hospital expenses and Blue Shield covering provider expenses. In present day, the two are typically sold together in a manage care plan format such as the PPO or an HMO. In present day, the Blue Cross and Blue Shield in each state function independently, some for profit, some still not for profit and also belong to an association to collectively serve clients with a national presence. They offer coverage in each state and market segment and to individual as well, with funding methods ranging from a fully insured to partially self-funded to administrative services only. Their plan designs include indemnity plans as well as manage care plan design such as PPOs, Point of Service Plans, EPOs and HMOs. They offer high deductible health insurance coverage as well as group and individual medicare related products. My name is Jeffrey Ingalls. I'm the President of Stratford Financial Group and Stratford Employer Services in Wayne, New Jersey. We can be found online at www.stratfordlink.com and you just watched about Blue Cross and Blue Shield Health Insurance Plans. Thank you.

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