Benefits of Short-Term Health Insurance

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Short-term health insurance has a variety of different benefits over other types of policies. Learn about the benefits of short-term health insurance with help from a licensed health and life insurance agent in this free video clip.

Part of the Video Series: Health & Travel Insurance
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Video Transcript

Hello, my name is Adam Bates and I'm with Insurance Services of America. Today, I want to talk about short-term medical insurance and its many benefits that can hopefully protect you and your family. Short-term medical insurance covers you from either one to twelve months, it provides major medical coverage in case you had to see a doctor or worse, if you are hospitalized. Insurance covers your medical expenses so there's minimal out-of-pocket expenses. The benefits of short-term medical are it can be purchased within 24 hours if you need it to begin immediately. Short-term medical insurance is more affordable than traditional health insurance or HMOs or PPOs and short-term medical insurance is easy to find as well as complete an application form. You can find short-term medical insurance and apply for it on line by searching for short-term medical insurance or temporary insurance. That will help you find insurance companies as well as insurance brokers. One thing to note is you'll need to find an insurance broker that is licensed in your state in order for you to purchase the insurance. You can also find short term medical insurance by finding a local health insurance broker. They can help you give a quote, explain the benefits as well as take your application form. Short-term medical insurance definitely can help you save lots of money in case there was a medical emergency and you had to see a doctor, as well as save you money in case you can't afford traditional health insurance. My name is Adam Bates, and I'm with Insurance Services of America.


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