Definition of Short-Term Insurance

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Short-Term Medical Insurance....5

Short-term insurance is an industry term used to describe a very particular type of policy. Learn about short-term medical insurance with help from a licensed health and life insurance agent in this free video clip.

Part of the Video Series: Health & Travel Insurance
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Video Transcript

Hello, my name is Adam Bates, and I'm vice president of Insurance Services of America. Today, I'm going to tell you what short-term medical insurance is. Short-term medical insurance is temporary insurance that you can purchase from one to 12 months. If you have recently lost your job, just graduated from college, or maybe waiting for your group health insurance to begin, then you would be an excellent candidate for short-term medical insurance. Short-term medical insurance covers you for both sickness and accidents, includes benefits for doctor office visits, hospitalizations, prescription medication, as well as, it can be effective within 24 hours, just in case you need to have coverage again right away. Short-term health insurance and medical insurance can be found online by searching for short-term medical insurance, short-term health insurance, and temporary insurance. You can also find a local insurance broker that offers short-term medical insurance. Make sure they offer a couple different options, so you know the exact rates and how to apply for the insurance. My name is Adam Bates, and I'm with Insurance Services of America.


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