Term Insurance Made Simple

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Term insurance doesn't have to be complicated. Learn about term insurance made simple with help from a member of the California Department of Insurance Curriculum Board and insurance professional in this free video clip.

Part of the Video Series: Life Insurance & More
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Video Transcript

Hi, I'm Tony Steuer, the Life Insurance Sage, and this is my tip on term life insurance made simple. Term life insurance made simple: Term life insurance is the simplest of all life insurance products. The basic premise of term life insurance is that it pays a benefit when somebody passes away for a certain premium paid each year. Where it can get complex is where you add on riders. Those are added benefits to the policy. The basic premise of term life insurance is that it pays a benefit and does not accumulate a cash value. That's term life insurance made simple. You find the best product, the lowest premium that you qualify for, and you get the coverage that you need. I'm Tony Steuer, the Life Insurance Sage, and that was my tip on term life insurance made simple. Thank you for watching.

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