With the invention of the debit card, paper checks soon became outdated. After all, why would you carry checks around, and have to stop and write them, when you can easily swipe a debit card? You might be surprised to learn that there are advantages to using paper checks that debit cards do not offer.
Paper checks easily fit into your purse or pants pocket. For women, many wallets contain an area for your checkbook, while men may just want a sturdy checkbook cover. Either way, it is only one thing to be carried around and kept up with, as opposed to multiple credit or debit cards with which to contend.
Checks allow you to express yourself and your individuality. There are so many different designs out there, everyone is bound to find something they like. Styles Checks offers some nice checks and even has matching checkbook covers for many of them.
Ease of Use
Even places that do not accept credit or debit cards almost always accept paper checks. Some companies, particularly smaller, personally owned ones, are simply not up to date in their systems for payment. With paper checks, companies will usually ask for much more information than they will get with a debit card (such as your driver’s license number and phone number). This makes checks much more attractive to businesses, which makes them easier for you use more often.
If possible, make sure you have duplicate checks. This way, every check you write is automatically copied. With carbon copies behind each check, you can have an accurate record. This comes in handy when you are trying to remember the last check you wrote or need to rectify your bank statement with your checkbook roster. It is also helpful if you have been writing many checks lately and have not had time to enter every single one into your register as soon as you wrote it. In addition, some people just like to have hard copies of everything, and duplicate checks offer that.
Online Transaction Details
Most banks that offer online banking also offer the option for you to click on the check number in your online bank statement, and then view a smaller version of your check. This is extremely handy even if you do not have duplicate checks. This is also helpful if you are ever a victim of fraud; you can look at the checks and see everything that was written on your check, including the signature used. This comparison can help prove that you were a victim of fraud.