SSI Income Guidelines in Texas

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SSI in Texas provides extra income for qualified applicants.
SSI in Texas provides extra income for qualified applicants. (Image: Comstock Images/Comstock/Getty Images)

If you're 65 or older, disabled or blind and your income is limited, you may qualify for Supplemental Security Income, or SSI, in Texas. You must meet earned and unearned income requirements to qualify, and your assets must fall within the allowable limits. However, not everything is considered income, including tax returns, food stamps and earned income tax credits.

Earned Income

The Texas Social Security office looks at an applicant's earned income first. This includes net income from wages, self-employment and certain royalty payments. As of 2011, a single person can earn up to $1,433 a month and a couple can earn up to $2,107 a month and still qualify for SSI benefits, according to the Social Security Administration.

Unearned Income

Unearned income in Texas covers sources such as worker's compensation, veteran's payments and Social Security income. Unearned income limits are lower than earned income limits because much of earned income can be disregarded by the Social Security office. As of 2011, a single person can receive as much as $694 a month in unearned income and a couple can receive up to $1,031 a month and still qualify for SSI, according to the Social Security Administration.

Not Considered Income

Not every source of money is counted as income in Texas. For example, the first $20 of earned or unearned income is immediately excluded, according to the Social Security Administration. Another $65 plus one-half of the monthly earned income is also excluded if there is also unearned income; if there isn't, then $85 plus one-half of the monthly earned income is excluded. On top of this, energy assistance, one-third of child support payments received, student loans and grants from the Department of Education and housing assistance are also excluded.

Resources

What you own of value is also considered in your Texas SSI application. A single person can have $2,000 worth of resources to qualify, while a couple can have $3,000 worth, according to the Social Security Administration. Resources include money you have in the bank, investments, stocks and bonds. Your home and lot are excluded. Other items of value that aren't counted include life insurance policies worth $1,500 or less per person, burial plots and burial funds of $1,500 or less.

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