Types of Medicaid in Georgia

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Georgia's Medicaid program assists certain groups of low-income individuals with health care costs. Aged, blind and disabled individuals, pregnant women and children may qualify for Medicaid coverage if the household income falls below the federally established limits. Each type of Medicaid coverage has different income limitations. The Department of Family and Children Services office in your county can assist you in determining eligibility.

Right From the Start

  • The Right From the Start Medicaid program was established to ensure that pregnant women, infants and children receive the proper medical care in Georgia. Of the Medicaid plans, Right From the Start has the highest income limits, allowing many employed women and families to receive assistance. It is recommended that all families with pregnant women or children apply for the program. In the event that the household income is above the limits, families may be referred to the Peach State Health Plan, a state run, low-cost insurance option for Georgia's children.

Low-Income Medicaid

  • Low-Income Medicaid replaced the Aid to Families with Dependent Children program. It provides health care for adults and children but has the most strict income limitations. In 2010, a family of four could make no more than $500 per month to qualify.

Medically Needy

  • Georgia residents earning too much to qualify for the standard form of Medicaid may qualify for the Medically Needy program if they are pregnant, children, blind, aged or disabled. This program allows the medical expenses incurred to be subtracted from the income. In many cases, this calculation will drop the income amount enough to qualify for Medicaid.

Qualified Medicare Beneficiaries

  • Medicaid may cover the cost of premiums, coinsurance and deductibles for blind, aged and disabled individuals who receive Medicare Part A. To qualify for Medicaid coverage, the individual must meet the established income qualifications. In 2010, a single person could have an income of no more than $923 per month and a couple could have an income of no more than $1,235 per month.

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References

  • Photo Credit doctor with patient 4 image by Paul Moore from Fotolia.com
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