What Is a PayPal Expuse?


The popular online financial transaction site PayPal offers its users several levels of service. To increase your level of service, PayPal requires you to complete various steps. One of those steps is to verify your identity. Once you complete the verification process, you will have expanded user privileges. In many countries, anything associated with these expanded privileges is called expuse. For example, the small payment used to verify your credit card account is called an expuse charge, and the number associated with the charge is called the expuse number.

PayPal Verification Overview

  • PayPal offers customers several ways to verify their identity so they may be granted expanded user privileges, which include larger withdrawal limits and other perks. One of the easiest ways to verify your identity is to link a credit card to the account. Once you do this, PayPal will send two small payments from your PayPal account to the credit card, usually totaling about $1.95 as of the date of publication. This is often called an expuse charge. When sending the payment, PayPal will also send a four-digit code, which is the expuse code. This is what you will need when you log into PayPal to complete the verification process.

Begin Verification

  • Log into your PayPal account. Along the top of your account information, you should see a "Get Verified" link. Click this to go to the verification process page. Choose your preferred verification method from the possible choices. Your options will vary depending on what country you are in, but you should see options for linking a bank account or a credit card. Click the link for adding a credit card. Enter your credit card information and click "Continue." PayPal will attempt to make a deposit into the account. You should allow at least four business days for this to occur.

How to Obtain the Expuse Code

  • Most financial institutions will print the expuse code on your credit card billing statement, immediately before or after the word PayPal, and it will look something like "2468PAYPAL." If your bank is one of the few that doesn't print the code on the statement, or if you need to acquire the number before you receive the statement so you can verify your account, you can call your bank and request the code. PayPal discourages this practice due to numerous complaints from institutions and has previously issued statements saying they might close your account if they receive a complaint from your bank.

Once You Have the Code

  • When you have obtained your four-digit expuse code from your statement or by calling your credit card issuer, you'll need to enter the code in PayPal to complete the verification process. Log into your account. On the right side of the page, you should see a link urging you to complete the verification process. Click the link to go to the verification page. Enter the amounts of the two deposits and the expuse number in the corresponding boxes and click the "Continue" button. If you entered the correct information, you should see a message stating that the verification was successful.

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