How to Pay Utilities With a Credit Card

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Pay your utility bill quickly with a credit card.
Pay your utility bill quickly with a credit card. (Image: Comstock Images/Comstock/Getty Images)

Save postage and gas by paying your utility bill online with a credit card. Many companies and local municipalities provide this service online once users have registered an account on their websites. If your utility company does not yet permit online bill payment, you can sign up for this service through a number of third-party providers.

Online

Visit xpressbillpay.com or officialpayments.com. Both online companies provide utility bill-paying services.

Register an account. Enter all required information, as well as any additional that will help process your utility bill payments quickly and efficiently. Accept and agree to any necessary terms and conditions after reading through the disclosure, if applicable.

Follow the onscreen directions to pay your utility bill with a credit card. For example, on officialpayments.com, choose "Local Payment" on the home screen, select your state, the payment entity and the payment type, which will be "utility payment." Then enter your credit card information as required. The steps for payment will vary from site to site.

In-Store

Find out if your utility company accepts payments through store providers. If you are unable to pay your utility bill online, you can still pay with a credit card when you do it in person.

Go to the store provider. For example, many bills can be paid at Wal-Mart.Take your account information, amount due and credit card with you.

Pay your bill with your credit card. You may be charged a fee for this service, which will also be added to your credit card payment. Check your receipt to make sure the amount you thought you were paying is reflected.

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