How to Find a Loft Apartment


Often considered one of the most stylish ways to live in a city, loft apartments are popular alternatives to cookie-cutter apartment complexes. True lofts are warehouse or factory conversions with exposed brick and original wooden beams and posts on the interior. Lofts loved by city dwellers for their proximity to urban transportation, central location to the urban core and quirky, stylish details. Because of their popularity and location, lofts can cost more than $1 million in some cities, and that does not include real estate agent fees. But learning how to find a loft of your own does not have to cost a fortune.

  • Evaluate how much money you will be able to afford for rent each month. The general rule of thumb is to spend no more than 35 percent of your monthly income on housing.

  • Begin saving money for a deposit if you will rent or for a down payment if want to purchase a loft. Deposits can vary in price, and if you purchase, you will need 5 percent to 10 percent down payment.

  • Obtain a credit report by visiting Annual Credit Report, so you can dispute inaccurate information or pay old accounts. Bad credit or incorrect credit reporting could affect your chances of getting the loft you want.

  • Search for available loft apartments within a five-mile radius of your ideal location by visiting such websites as Apartment, Rent, or Apartment Ratings. Such directories allow you to click "loft" in your search queue and set your idea location by zip code or city.

  • Check online listings daily. Because lofts represent popular choices in most large cities, you will need to watch regularly for new listings.

  • Drive through local urban neighborhoods looking for window signs or signs on the sides of buildings. Loft owners or rental companies often advertise lofts outside a building, so you can note the phone number and call the listing agent.

  • Network by asking business owners or local workers in the area about possible unlisted lofts.

  • Visit lofts with an open mind because lofts often are fixer-uppers or in or near "eye-sore" locations. To increase your chance of finding one, keep your "must-have" list as short as possible.

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  • Photo Credit urban lofts image by Daniel Gillies from
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