How to Write a Check for Payment Online


When you write a check by hand, you have to mail it or somehow transport it to your recipient. But if you write a check for payment online you can skip that step and just send your payment almost instantly in some cases over the Internet. Sending checks through the Web does have its risks due to transmitting your bank information online, but the ease and quick processing makes it worthwhile to at least look into an online check payment service.

Sign up for your private bank's bill pay service to write a check for payment online. Check into this method first since it's commonly a free, included service offered by your bank. Log into your online bank account to activate the service — your account information (routing and account number) is already available on the system to process the payment. After entering your payee information, choose the option to schedule the payment and wait for your bank to cut and mail the check online.

Process an eCheck using PayPal as one way to send a check online. PayPal's eCheck service is an alternative to using a credit card to make a payment. Create a PayPal account and choose the option to send payment to your recipient via email to compose an eCheck. The recipient must also have a PayPal account if you choose this option. It takes as long as five business days for the check to clear, and your recipient must pay a transaction fee to receive the payment.

Use Intuit's PayTrust service to write ACH checks to others online. Add your bank account information and then enter a listing of all the companies or individuals you need to pay on a regular basis. The service issues a check at your command. After sending checks you can review reports regarding your payments. Add as many as 10 bank accounts for writing checks.

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