How to Have Unemployment Benefits Direct Deposited
Unemployment benefits help workers who lost or were laid off from their jobs to pay bills and meet other financial obligations while they search for new employment. Typically, the state unemployment division sends checks to the unemployed worker. The worker then cashes the check or deposits it in a bank account. Most states also offer direct deposit. By providing the unemployment division with your banking information, your funds can be sent directly to your account.
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Instructions
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Contact your bank or credit union and ask the clerk if they accept direct deposits into accounts. According to the New Jersey Department of Labor, not every bank or credit union accepts direct deposits. If your bank does not accept direct deposits, consider finding a bank that does and opening a new account there.
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Locate your bank's routing number and your account number. You need these two numbers to have funds directly deposited into your account. According to the North Dakota Job Service, find these numbers by looking at one of your checks. The routing number is typically the first number listed on the bottom-left corner of the check. The account number is usually the middle number followed by your check number. You do not need the check number when signing up for direct deposits.
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Contact your state's unemployment division. Your employer should be able to provide you with the relevant contact information. You can also find claims hotline numbers and contact information by visiting your state's workforce division website and searching under the "unemployment benefits" sections. When you speak to the clerk at the unemployment division, tell him that you want to start having benefits directly deposited into your account. Provide the clerk with the requisite financial information --- generally a routing number and account number.
You may also be able to fill out a form and send it to your state's unemployment benefits agency. Your employer may have the required forms on hand or you can also find them online in most cases. Visit your state's unemployment division website and check for that option.
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