How to Start a Dump Truck Business in Texas


Running heavy equipment such as a dump truck is a specialized skill that not every individual is qualified for, but if you happen to own a dump truck and are looking for a way to make money, starting a dump truck business is sure to generate some extra income. While running a dump truck company can be a tiring job with grueling hours and required maintenance from time to time, there are always jobs that require the use of large vehicles, whether it is hauling snow in the winter or dirt from construction jobs in the summer.

  • Decide the type of corporation that best suits your individual needs. Discuss the topic with a registered CPA (certified public accountant) to cover the various types of corporations and how they are taxed based upon income. Have your CPA draft up the articles of incorporation, as well as acquire your EIN (Employer ID Number) for tax purposes. Choose between a sole proprietorship or a corporation depending on if you plan on having employees, and discuss payroll options with your accountant.

  • Open a bank account in the name of the business. Provide your bank with all of the relevant paperwork regarding your business, which you will obtain from your accountant. Remember to keep the business account separate from your personal account; never mix the two, as there are significant tax repercussions, as well as fines, depending on the type of personal activity you are doing with the business account.

  • Contact your local business insurance agent and discuss the best types of insurance for your dump truck business. Purchase a policy to cover the truck itself, as well as the necessary liability insurances depending on the type of hauling you plan on doing. Purchase additional policies if you plan on having other individuals working for you. Discuss with your insurance agent whether or not you need bond coverage.

  • Contact your local Better Business Bureau for Texas depending on the section of the state you live in. Apply for registration with the BBB. Ensure that your CDL (Commercial Driver's License) is up to date and that all of your paperwork is in order before contacting the BBB, as they uphold strict standards for registration. Discuss any additional requirements with a BBB agent prior to filling out the application, as there may be slightly different requirements based upon which area of Texas you are applying from.

  • Design a logo for your company and have the logo painted onto the side of your truck, or have magnets made up that you can place on the doors of your truck. Discuss the various options with your local sign/advertising designer, and include your business name, company slogan, phone number, website and all other forms of contacting your office.

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