How to Locate Missing Money

How to Locate Missing Money thumbnail
You could be missing hundreds, even thousands, of dollars.

You probably know the feeling of finding an extra five dollar bill in your back pocket you didn't even know was missing. However, you may be missing a lot more money than that. This money could come from a savings bond, old bank accounts, undeliverable income tax checks, rent or utility deposits you forgot all about. There are many ways to find this missing money and, once you find it, you'll feel much better than you did when you found that five dollars in your back pocket.

Instructions

    • 1

      Go to Missing Money. This is the official database for the National Association of Unclaimed Property Administrators. Fill out your name and the state you live in. Look at the names that appear to match yours and see if the last known address matches your last place of residence. Then select whether or not you are eligible to claim the money. If you are eligible, select "Yes I can claim," and proceed to fill out the state claim inquiry.

    • 2

      Contact the Federal Deposit Insurance Corporation. Missing Money may say you have funds left in an old bank account. You have to find out if that bank still exists. If the bank is no longer in business, the money will have been turned over to the Federal Deposit Insurance Corporation. Visit Federal Deposit Insurance Corporation:Unclaimed Funds and fill in your personal information to claim your money.

    • 3

      Contact Treasury Direct. If you have a savings bonds you've forgotten about or lost, you can check their status at Treasury Direct. Click on "treasury hunts" to see if you have savings bonds that are still earning interest.

    • 4

      Contact the IRS. According to CBS News, in 2009 the IRS had $123,000,000 in the form of income tax checks that were undeliverable. To find out if you have missing tax money, go to the IRS website and click on "where's my refund." You have to input your Social Security number, filing status and the exact dollar amount you're expecting.

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