How to Mail Money to China


Despite the variety of wire transfers options available today, you may still want to send money from the United States to China through the mail service. Fortunately, due to the fact that most major Chinese banks are still able to process international checks, you can send money via mail to a Chinese recipient. To do this, you will need several pieces of information, including the recipient’s name and address.

Things You'll Need

  • Certified check
  • Recipient's name
  • Recipient's address
  • Envelope

Go to your local bank and request a certified check for the amount of money you want to send to the recipient in China. You will need to know the exact name of the recipient and the amount of money you want to send to him.

Pay the fee for a certified check if your bank requires it.

Place the certified check in a business mailing envelope and seal the envelope.

Write the name and address of the recipient on the envelope in clear letters. Also clearly write your return address on the envelope.

Take the envelope to your local post office. You can chose between several sending options, such as priority mail or overnight delivery. You may want to chose sending the envelope with a signature confirmation. A signature confirmation means that your package or envelope must be signed for by the person you send it to, otherwise it will not be delivered. This ensures that the recipient will get the check.

Tips & Warnings

  • If you do not want to transfer money electronically through your bank account, but would still prefer a transferring option, you can also send a check via mail to the New York branch of the Bank of China. They will require you to fill out various forms and pay a transfer fee, but the recipient could receive the money within one business day of the transfer. For more information about money transfers to China, contact the Bank of China in New York at 212-935-3101.
  • While it is certainly possible to send cash in an envelope to China, it is not recommended. Even if you send a secure package and cover the money with a folded sheet of paper, there is a chance it could be stolen. If you want to send cash to China, strongly consider purchasing insurance on the envelope from the United States Postal Service. Never send money of any kind through the mail to someone who you do not know, or who contacted you via telephone or email and promised you a return of money (such as lottery winnings or inheritance) if you send money upfront . This is a common fraud and thousands of individuals are taken advantage of each year.

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