A health insurance policy is a contract between you and your health insurance provider, and the contract will state under what terms you can cancel the policy. If you want to cancel a health insurance policy, then you must usually cancel the policy in writing, although some insurers may accept a phone call. However, it's best to send a letter to cancel your insurance policy, to ensure that you have something in writing should there be a dispute over the date of cancellation.
Things You'll Need
- Postage stamp
Call your insurance company and let them know you'd like to cancel the policy. The cancellation may take effect immediately, or you may have to wait until the end of a billing period (for example, the end of the month), depending upon your health insurer's policies.
Compose a letter to your insurer, informing them that you would like to cancel your health insurance plan. You will find a sample letter in the Resources section.
Mail the letter to your insurance company.