How to Obtain a Certificate of Insurance
A certificate of insurance is a document that proves your insurance coverage and details the limitations of your insurance policy. A certificate of insurance should be provided to all members of a group insurance plan after enrollment. If you did not receive your certificate, a few simple steps will have your certificate in hand in a short period of time.
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Instructions
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Make a appointment with your supervisor in your place of employment and request a copy of your certificate of insurance. Typically, certificates of insurance are given to employees who are covered by a group insurance policy. If you're enrolled in a group plan at work, your employer is the policy owner and will have a master policy. Your employer should provide your certificate can obtain one from his insurance agent.
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Ask your insurance agent for a copy of the insurance certificate if your employer cannot or does not supply it. The insurance agency should be able to issue your certificate. Because your received a certificate of insurance is part of the legal implication of your having enrolled in a group insurance plan, it's your agent's responsibility to see that certificates are provided.
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Wait for the mail or hand delivery of your copy of the insurance certificate.
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Tips & Warnings
You won't be getting a copy of the actual policy. Instead, you will receive a certificate of coverage that will likely outline the limits of your coverage. If you require knowledge of the master policy, your employer will likely be able to provide that information.
Certificates of coverage are different from insurance policies. If you have purchased insurance personally and are the policy owner, you should have a copy of that policy. If not, your insurance agent and insurance company can provide one.
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