How to Fight a Credit Card Judgment

Seek legal help to fight a credit card judgment.

Fight a credit card judgment by seeking legal help. Look up your state's rules that apply to civil procedures and learn terms used in filing a motion to vacate. File a motion to vacate the credit card judgment with the court.

Instructions

1. Seek legal help from a professional lawyer to fight a credit card judgment. Look up your state's rules for civil procedures by visiting the Cornell University Law School website. Speak with a lawyer about filing a motion to vacate to try to get the credit card judgment dismissed. File the paperwork at your local courthouse and pay the nominal fee. Ask the court clerk any questions you may have about filing the motion to vacate.

2. Ask the court if it will serve the notice of summons or if you have to. Hire a professional process server to notify the original plaintiff of the notice of summons. Visit the Serve Now website to find process servers in your area who can deliver the notice of summons to fight your credit card judgment.

3. Prepare for court by collecting all documentation to prove your case in the credit card judgment. Mail any documents showing the case was dismissed to the collection agency and credit bureaus to remove the judgment from your credit report. Settle out of court by asking that it be drawn up in writing that the lawsuit was dismissed. Request copies of all documentation related to the credit card judgment and dismissal.

References

• Credit Infocenter: Vacating a Judgment

Resources

• Cornell University Law School
• Serve Now