How to Transfer Money to an HDFC Bank

Young woman using laptop computer from home.
Young woman using laptop computer from home. (Image: weareadventurers/iStock/Getty Images)

HDFC Bank, one of the largest financial institutions in India, offers customers several options for transferring money to another party or accepting an outside wire transfer. The option you use depends on which country you are sending the money from and the bank you use.


To send money to an HDFC account, use Quickremit, HDFC’s online money transfer service. It is free to use and offers competitive exchange rates. Before you can use Quickremit, you will need to register with your Social Security number, bank account number, type of account and your bank’s routing number. Registration and verification can take up to four days, so be sure to complete registration to give yourself plenty of time to send money. Click on “Remit Now” and enter in the receiver's contact information, her HDFC bank account number and amount you want to send.

Telegraphic Wire Transfer

You can also use HDFC’s telegraphic wire transfer service to transfer money to an HDFC account. This method requires submitting a remittance form to your local bank. The remittance form asks for your bank’s name and SWIFT code, as well as the receiver’s HDFC Bank Nostro account number and SWIFT code. Another option for sending money to an HDFC account is one of HDFC's wire transfer partners, and Wells Fargo Express Send. Both companies require registering with that service through their respective websites.

Transfers Out

To transfer money from an HDFC account to another account, you can use one of three methods — e-monies National Electronic Funds Transfer, Real Time Gross Settlement or Immediate Payment Service. Each method has its own fees and maximum transfer amounts. To use any of three services, log into your HDFC NetBanking online account and choose the money transfer option you want. Enter the receiver’s bank account information and the amount you want to send.

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