EE bonds are government sponsored savings certificates. They can be purchased at banks, from the U.S. Treasury at treasurydirect.com and through payroll savings plans. Paper EE bonds are sold at a cost of half the face amount, meaning a $50 bond initially cost $25. Bonds issued after April, 2005 have interest added every month. Earlier bonds earn interest twice a year. The current value of an EE bond cannot be calculated by hand.
Go to the savings bond calculator on the U.S. Treasury website at treasurydirect.com.
Select the denomination or face amount of the EE bond using the pull down menu. This is the value printed on the bond, not the cost.
Enter the serial number and issue date of the bond in the appropriate boxes on the calculator. A bond's serial number is in the lower right corner of the bond.
Click on the blue "Calculate" button below the calculator data box. The current value of the bond will be immediately listed.
Tips & Warnings
- The Treasury Direct website will let you store your EE bond information as a personal inventory. Then you can easily check the value of the bonds at any time.
- The bond value will be less than the denomination unless the bond is very old. EE bonds are sold at a discount and accumulate interest until they reach the face amount.
- Bond cashed less than one year after issue will forfeit all interest earned.
- Bonds cashed in the first five years after issue will lose three months worth of interest.
- Photo Credit savings bonds image by Stephen VanHorn from Fotolia.com
Value of EE Series Bonds
Series EE bonds are a type of savings certificate issued by the U.S. government through the Treasury Department. Savings bonds can be...
How Much Is a Patriot Bond Series EE Worth?
A Patriot Bond is a type of Series EE savings bond. The value equals the price plus accrued interest. The worth of...
Series EE Bond: What Is It Worth?
Series EE bonds are savings certificates issued by the U.S. Treasury. You can purchase them at banks, through payroll savings plans and...
What Is the Cash Value of a Series EE Bond?
Series EE bonds are savings certificates issued by the United States Treasury. Once an EE bond is 12 months old, it can...
How to Calculate the Value of a Savings Bond
Have you ever wondered how much your U.S. savings bond is worth? You can find out online in just a few minutes.
How to Calculate Series EE Bonds
United States EE Savings Bonds can be purchased at half their face value at U.S. financial institutions, or for full price online....
How to Calculate Cash Value of EE Savings Bonds
Series EE savings bonds are savings certificates issued by the U.S. Treasury. They can be purchased through payroll savings deductions, at banks...
How to Calculate the Value of a Series EE Bond
Calculating the value of your EE savings bond by hand presents difficulties, especially if you bought it between May 1997 and the...
How to Calculate Cost Savings
As a consumer, you are always looking for ways to save money in your purchasing, which means getting the best price you...