Using a GM Card rebate is easy at participating General Motors dealers. The GM Card program allows cardholders to redeem reward points earned on all purchases toward the purchase, lease or finance of a new vehicle. The GM Card offers a 3 percent cash back offer on purchases when redeemed toward a new General Motors vehicle. In most cases, the GM Card rebate can be combined with other special pricing sales and other rebates that are available. Most vehicles have a redemption allowance, which is the maximum amount in GM Card points that can be redeemed toward a purchase.
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Difficulty:
Easy
Instructions
1
Verify your earnings. This can be done online at GMCard.com, or you can call the toll-free number on the back of your card. Remember that you may not be able to redeem the full amount of your earnings on a purchase, even if you choose a qualifying GM vehicle. Check with a local dealership or visit the GM Card: Redemption Allowances link below to verify the current limit on your model of choice.
2
Find the right vehicle. Once you visit dealerships and find the right vehicle, it is time to apply your GM Card rebate. Mention that you have a GM Card before you start negotiating. This will allow the salesperson to review redemption allowances with you and provide the most accurate quote. Before quoting you a price, the dealership will either ask you about your approximate earnings, or they may use the GM Card application on the GM dealer portal to check your earnings. After this, the dealership will provide a price quote that includes your GM Card rebate earnings.
3
Complete GM Card authorization paperwork. After you agree to purchase a vehicle from a dealership, they will ask to make a copy of your credit card and driver's license. GM Card requires that these documents are held by the dealership in a secure office for audit purposes, as GM aims to eliminate fraud in the rebate program. After this, the salesperson will print an authorization form that details the dollar amount of the earnings to be applied to the sale. You will be asked to sign this form, and the dealership will use this authorization to be reimbursed for the rebate amount by GM's rebate office.
Tips & Warnings
If there is a low redemption allowance on your vehicle of choice, it may be best to wait before making a purchase. GM occasionally offers higher redemption allowances, so be sure to ask your salesperson if one of these promotions is in effect.
If you have a GM Card and do not use it often, you may be eligible for annual top-off offers. During selected months that vary annually, GM offers a minimum guaranteed GM Card rebate amount, even for cardholders who seldom use their cards.
GM employees and close relatives are not able to use the GM Card's 3 percent earnings on purchases. There is a new card, called the GM Extended Family Card, that offers 1 percent cash back on purchases for GM employees and family members.
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