How to Receive Deceased Husband's Social Security
The surviving widow or widower of a deceased spouse who paid at least 40 quarters (or 10 years) of Social Security taxes may qualify for all or part of the deceased's Society Security benefits. You also may qualify for a lump sum death payment of $255. Divorced spouses of deceased Social Security earners may also qualify for benefits.
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Things You'll Need
- Social Security numbers for yourself and spouse
- Birth certificates for yourself
- Death certificate for your spouse
- Marriage license
- Various other documents
Instructions
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How to apply
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You can apply for your spouse's retirement benefits over the phone by calling 1-800-772-1213, over the Internet by going to www.ssa.gov, and in person at your local U.S. Social Security Administration office.
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Be prepared to provide information including your and your spouse's Social Security numbers; dates of birth, marriage and death; bank account information if you wish to have your benefits deposited directly into your account.
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You may also be asked to provide documents for your application including your marriage license, your spouse's death certificate, your birth certificate, proof of U.S. citizenship and W-2s from the last year your spouse worked.
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How much you qualify for depends on your age when you apply. You can't receive benefits before age 60 unless you are disabled or caring for a child under the age of 16. However, benefits that begin before your retirement age, which varies from age 65 to 67 based on your year of birth, will be reduced. Your benefits also may be reduced if you receive benefits from another government-based retirement system.
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Tips & Warnings
If you don't have all of the needed documents handy, contact the Social Security Administration as they will able to advise you on where to obtain copies.
