Things You'll Need:
- Computer
- Excel Spreadsheet Program
- Paper
- Printer
- Budget Records
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Step 1
First download or create your own finance worksheet using a spreadsheet program like Microsoft Excel for setting up a 4 week paycheck budget.
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Step 2
Second, you can design your budget worksheet to match your schedule whether you receive a paycheck every week or every 4 weeks.
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Step 3
If you are a dual income household and both earn paychecks every two weeks, try to schedule your budget worksheet to reflect all 4 paycheck periods.
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Step 4
Next divide up any additional monthly income such as business, investments, real estate, etc. and add it to each of your 4 paycheck totals to balance earnings on your worksheet or divide all income by 4 if operating on a 4 week paycheck cycle.
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Step 5
Then list out all expenses and prioritize them on your budget worksheet by must pays, necessities, needs, personal allowances, savings, and emergency.
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Step 6
Divide all expenses on your worksheet, starting with your highest priority budget amounts first, and balance them evenly between your 4 week paycheck cycle.
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Step 7
Lastly adjust your expense pay dates and amounts to balance for each 4 week paycheck period when setting up a budget for your worksheet.
