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Step 1
Select a bank that is near your home and/or workplace. If you choose a bank that you already have a bank account with, you will become eligible for a discount. Ask a banker to open a safe-deposit box in the vaulted area (the bank vault) that has a higher level of security. Many bank vaults will give you 24 hour a day access to your valuables.
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Step 2
Decide on the size of safe-deposit box you will need. The safe-deposit boxes come in an array of sizes and you will be asked to select one to best serve your needs. Most people use safe-deposit boxes to securely hold jewelry, paper documents and money. However you decide to use yours, be sure to seal your belongings in a watertight plastic bag because safe- deposit boxes can get flooded with water in the event of a flood or natural disaster.
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Step 3
Make digital copies of your contents. You will want to keep records of all the important contents you have in the event of theft or loss. You can take pictures and store those copies on your personal computer or secondary safe location.
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Step 4
In the event you become sick or disabled, always give someone else access to your safe-deposit key and location. You can also legally do this by signing a power of attorney to handle the matter.
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Step 5
Lastly, don't forget to pay the box rent or the state can seize the contents and they will become unclaimed property that you will have to jump through hoops to recover.
