How to Get Help Paying Utility Bills

It's possible to get help paying your electric bills.

It's difficult to think about utility heating bills in the middle of a hot August, but being prepared for the rising cost ahead of winter is a smart thing to do. Getting prepared now is the key to a warm winter and not having to worry about not being able to pay utility bills.

Instructions

1. Contact your electricity provider before electricity is cut off. At the first sign that you might not be able to pay your heating or electricity bill, contact the service provider and start a dialogue directly with the company. Most utility providers will work with you, whether it's to delay payment or forgo the late fee. Utility companies might help you set up a utility payment plan where identical payments are scheduled throughout the year. This type of budget plan for electricity works well in climates where air conditioning or heating is used more than the other -- spreading out the payments equalizes the cash flow out. Assistance is generally prioritized to homes with health-compromised individuals, such as the very young or the very old, so make sure to mention if your household falls into that category.

2. Look to national programs for utility bill assistance. The Low Income Home Energy Assistance Program was designed to help low income families meet their heating or cooling needs.

3. Investigate state-run programs for help with utility bills. Many state-run programs are designed specifically to assist low-income or seniors in paying rising heating bills. Search your state's local government site for programs operating within your area. For example, a in Maryland helps low-income households lower their energy costs by weatherizing their homes.

Tips & Warnings

• Each state has different requirements for LIHEAP, so make sure you check with the proper state to find out if you are eligible to get help paying your utility bills.

References

• U.S. Department of Health and Human Services: Low Income Home Energy Assistance Program
• Maryland Housing and Community Development: Weatherization Assistance Program