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How to Get The Best Price on Health Insurance (Affordable Health Insurance!)

Member
By GreenMomma
User-Submitted Article
(5 Ratings)

Finding cheap health insurance plans are made easier with these tips. We all need affordable health insurance and health care. Here's how anyone can get the best price on health insurance.

Difficulty: Moderate
Instructions

Things You'll Need:

  1. Step 1

    Have the following information available before be for searching for affordable health care insurance on line:

    Who will be needing the insurance?
    What are the birth dates of the people to insure?
    What are the Social Security Numbers of insured? (not all require it)
    Are their any pre-exisiting medical conditions?
    Is anyone a smoker? (Smokers generally pay a higher insurance premium than non-smokers)

  2. Step 2

    Online comparisons for health insurance companies are available at eHealthInsurance, InsureMe and Health Insurance Direct. With eHealthInsurance, Insure Me and Health Insurance Direct, you can find affordable health insurance with the click of just a few buttons.

    You will be able to compare plan prices for a single person health insurance, couple health insurance and family health insurance.

    See resources below for direct link to eHealthInsurance, InsureMe and Health Insure Direct.

  3. Step 3

    Cinergy Health Care - Some insurance policies at Cinergy cost as little as $6.00 a day (under $200 a month) for health insurance. Some people with pre-existing health conditions will have to wait a period of 6 months before approval.

    Before signing up for Cinergy, be sure this is the best insurance for you by comparing health care insurance plans in step 2.

  4. Step 4

    If you cannot afford any health insurance plan and are in need of medical care, be sure to visit free clinics for your health care. Do not let your medical needs go without professional medical attention.

    See resources below for a direct link to free health care in New York.

Tips & Warnings
  • ALWAYS READ THE FINE PRINT BEFORE SIGNING UP.
  • Have another person review the insurance you are considering before you sign up. Insurance plans can be difficult to understand.
  • The cheapest health insurance plans are not always the best health insurance plans for you. Consider all of your options.

Comments  

GreenMomma said

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on 10/11/2009 Just a reminder, any website recommendations in the comments section may be from spammers or phishers trying to steal your identity. Do not open those links unless you know what you are opening.

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on 7/24/2009 I'll be shopping for healthcare soon so I appreciate the research & the links. Hopefully universal health care goes through before that.

princessg said

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on 6/14/2009 thanks for the tips!

jenng said

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on 6/11/2009 GREAT ARTICLE AFFORTABLE HEALTH INSURANCE IS HARD TO COME BY 5*

sonni57 said

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on 6/10/2009 I need to get health insurance thanks for the good advice.

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