How to Apply for a Canadian Tire Credit Card


Canadian Tire is a franchise-based Canadian retailer found in every province in Canada. The company also owns its own bank under the Canadian Tire Financial Services brand. Canadians may apply for a Canadian Tire credit card through CTFS and earn rewards on Canadian Tire purchases made using this card.

Pick-up a credit card application at the customer service desk in your nearest Canadian Tire store. Alternatively, you may create an account and apply for a credit card via telephone by dialing CTFS at (800) 459-6415, or you may download an application from the CTFS website (see Resources).

Choose the credit card that you wish to open. Check the box next to your selection on your paper application, or dial/click the appropriate option if signing up on the phone or online. Canadian Tire offers consumers three credit cards; each has the same eligibility requirements but offers varying benefits. The Canadian Tire Options card rewards shoppers with Canadian Tire store credit. The Canadian Tire Gas card gives customers a percentage off of gas bought at a Canadian Tire gas outlet. Finally, the Canadian Tire Cash Advantage card rewards individuals with a cash reward on every purchase.

Provide your personally identifiable information needed to process the credit card application. You must give CTFS your full name and address, as well as your social insurance number. This establishes that you are a Canadian resident and eligible to open a line of credit in Canada.

Submit your application. Use the pre-addressed and stamped envelope included with the paper application to mail the form to CTFS. Alternatively, your phone or Internet application will be automatically processed upon completion. Canadian Tire will notify you of approval or rejection within three weeks of submitting the form. If accepted, you will receive a welcome packet with your new Canadian Tire credit card.

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