How to Get California Low Cost Auto Insurance

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By lxlunat1cxl
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California Low Cost Auto Insurance

Are you a California low income resident who is looking for an affordable way to pay for your auto insurance? If so, read on further to see if you qualify for California's low cost auto insurance program.

Difficulty: Easy

Instructions

Step 1

In order to qualify for California's low cost auto insurance program, there are a couple criteria that one must meet. Once you qualify for this, expect to pay under $400 annually for your car insurance!
Step 2

First, you must meet the low income eligibility. If your household size is just 1 person, you can have a maximum income of $25,525. For 2 people, it must be under $34,225. For 4 people, your income must be below $51,625. For 5, $60,325. For 6 people, a maximum of $69,025.
Step 3

Next, you must have a good driving record and be at least 19 years old, with a license for at least 3 years. In addition, the vehicle you are trying to insure must be valued at $20,000 or less.
Step 4

If you are an unmarried male driver between the age of 19 and 24, there will be an extra surcharge due to the fact that the most accidents are prone during this time.
Step 5

If you meet the mentioned criteria, you are in good standing to obtain your low income auto insurance at a affordable rate. Next, you must reside in one of the 58 counties that offer the low income auto insurance. Visit the website innc.org to see if you qualify.
Step 6

If you qualify for all the steps mentioned above, contact the Low Cost Auto Insurance Program that is administered by the California Auto Assigned Risk Program at (866)-602-8861 to obtain your affordable insurance rate!
Step 7

Although the California Low Cost Auto Insurance Program will be very affordable to those with low income, it does not provide the best coverage. It provides enough to meet the minimum California standard but does not cover Physical Damage Coverage. Liability limits are at $10,000 bodily injury or death per person, $20,000 bodily injury and $3000 property damage. There is also an optional medical payments and uninsured motorist bodily injury coverage.